HBDesignsandStickers
Debt Payoff Tracker Spreadsheet, Debt Snowball and Avalanche Calculator, Debt Free Planner with Payoff Date, Google Sheets & Excel
Debt Payoff Tracker Spreadsheet, Debt Snowball and Avalanche Calculator, Debt Free Planner with Payoff Date, Google Sheets & Excel
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- ✓Easy peel & stick — up in minutes, no tools needed
- ✓Removable & repositionable
- ✓Made for nurseries, playrooms & kids’ bedrooms
- ✓Rated 4.9★ by 2,120+ happy customers
See your debt-free date in black and white. A calm, kind, step-by-step plan that does the maths for you, so you can focus on one payment at a time. ♡
★ WHAT'S INCLUDED
• Debt Payoff Tracker (.xlsx) with 6 tabs: Instructions, My Debts, Dashboard, Payoff Plan, Payments Log, Progress
• How-To-Use guide (PDF) for Google Sheets, Excel and your phone
★ DETAILS
• Up to 10 debts: credit cards, store cards, loans, car finance, overdrafts, catalogue accounts
• Choose the snowball (smallest balance first) or avalanche (highest APR first) method and your order updates automatically
• Add an extra monthly payment and instantly see how much sooner you'll be debt free
• Month-by-month payoff plan for up to 10 years with interest, payments and freed-up minimums rolling over
• Payoff date and interest for each debt, total interest and your debt-free date
• Payments log and progress tracker with progress bars and encouraging status messages
• Dashboard with a balance-over-time chart and a balance-by-debt chart
• Calm, neutral design. No judgement, just a clear plan
★ PERFECT FOR
• Anyone starting their debt-free journey
• Couples planning their money together
• Paying off credit cards, loans and overdrafts
• New Year money goals and fresh starts
★ HOW IT WORKS
1. Purchase and download the file from your Etsy Purchases page.
2. Upload it to Google Drive and open with Google Sheets (or open in Excel / Numbers).
3. Add your debts, pick your method and see your debt-free date. Log payments as you go.
★ PLEASE NOTE
• This tracker is for planning only and is not financial advice. Interest is an estimate, so real statements may differ slightly.
• This is a DIGITAL DOWNLOAD. No physical item will be sent.
• For personal use only. Please don't share, resell or redistribute the file.
• Works in Google Sheets (free), Microsoft Excel and Apple Numbers. A free Google account is all you need.
• Colours may vary slightly between screens and devices.
• Due to the nature of digital products there are no returns or refunds, but if anything isn't right please message me and I'll happily help.
Thank you for supporting a small UK business ♡ Hello Beautiful Designs
This spreadsheet was designed by me with the help of AI tools, and the mock-up images were also created with AI.
